Own your own home? You may be eligible for a property tax refund

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Some Minnesota homeowners, depending on their income, or the percentage or amount of increase in their property taxes could be eligible for a property tax refund known as the Minnesota Homestead Credit Refund.

To qualify, you must:

• Own and occupy a home

• Have your home classified as a homestead with your county

• Pay or arrange to pay your property taxes


There are two types of Homestead Credit Refunds:

• A regular refund based on your income and property taxes

• A special refund based on how much your property tax increased

You may qualify for either or both of these refunds.


Type of refund

Regular - Requirements to claim the refund

• You owned and lived in your home on Jan. 2, 2025
• Your household income for 2024 was less than $139,320

Special - Requirements to claim the refund

• You owned and lived in the same home on Jan. 2, 2024, and on Jan. 2, 2025
• Your home's net property tax increased by more than 12% from 2024 to 2025
• The net property tax increase was at least $100
• The increase was not because of improvements you made to the property

Subtractions

Certain subtractions can help you qualify for the refund or increase your refund. You may claim a subtraction for each of these that apply:

• You had dependents
• You or your spouse were age 65 or older on or before Jan. 1, 2025
• You contributed to a retirement account
• You or your spouse had a permanent and total disability on or before Dec. 31, 2024


Life Estate
If you retain an ownership interest in your home, you may qualify for the property tax refund regardless of
who pays the property taxes.


Claim the Refund
You can claim your refund online, through a software provider or by paper. The due date is Aug. 15.

Homeowners may file up to one year after the due date. For details on filing options, see Filing for a Property Tax Refund.


Use the property tax statement you receive from your county in March or April (mid-July for mobile
homeowners). Do not use the Notice of Proposed Taxes.


Once you’ve an application has been filed, check your refund status after July 1 at www.revenue.state.mn.us/wheres-my-refund.